Text Banking FAQs

SMS Text Banking Frequently Asked Questions

What is Vermilion Bank Text Banking?
Text Banking gives you access to your accounts via text (SMS) messages on your phone. It's a fast, easy way to look up account balances or recent account history by sending a text command to a short code.

What is Vermilion Bank's short code? What number do I text?
All text messages should be sent to 73955

What do I use to access Text Banking?
Text Banking requires a mobile device that is capable of sending and receiving text (SMS) messages

Can I use both Text Banking and Mobile Banking on my phone?
Yes, you can use both options from the same phone. To do so you will need to activate each option by logging into online banking, User Services tab, and click on Mobile Enroll, to enroll the services on your phone prior to use.

Is Text Banking supported on my phone?
Text Banking will work on any text message (SMS) capable phone from one of our supported carriers.

Will I receive unsolicited text messages?
No. You will only receive messages when you specifically request them with one of the Text Banking commands.

Is there a charge for using Text Banking?
No, Vermilion Bank does not charge a fee, however message and data rate may apply.

What are the Text Banking commands?

Function Command Description
Balance B or Bal Summary of available balances for all accounts
History H or Hist Summary of recent transactions per account
Command C List of available Text Banking command
H or HELP Help content for Text Banking
Login L Receive a URL for the Vermilion Bank Mobile Browser website (user must first activate their mobile web browser)
Recover R Receive a URL and new activation code for the Vermilion Bank Mobile Browser website (user must first activate their mobile web browser)
Stop S or Stop De-activate all Vermilion Bank text services

Are Notify Me alerts the same as Text Alerts?
No, Text Alerts are part of our "Notify Me" feature in Online Banking. Notify Me is personalized Email Alerts and/or Text Alerts to notify you of account status.

Mobile Banking Short Code – 73955
SMS Text Banking & Notify Me Alerts Short Code – 73955
Learn More About Notify Me Alerts »

Check with your cellular carrier to inquire if they support SMS Text Banking & Notify Me Alerts.