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Checking Accounts

Vermilion Bank offers a wide variety of accounts to meet the needs of individuals and businesses.

Please contact one of our customer service representatives at 337-643-7900 for additional information or interest rates.

Regular Checking
V Budget Checking
Senior Checking
Student Checking
Club Vermilion Checking

Advantage Checking
Advantage Gold Checking
Commercial Checking
NOW Checking Account
MMDA Checking Account

Regular Checking

Here’s our basic account tailored just for you.

  • Minimum opening deposit $50.00
  • 50 checks allowed per cycle, $.15 per item thereafter
  • Unlimited ATM / Debit Card usage

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge
Balance below $300.00 $8.00
Balance $300.00 - $499.00 $6.00
Balance $500.00 - $799.99 $4.00
$800.00 & over No monthly fee

V Budget Checking

Looking for a way to save money and still have a checking account.

  • Minimum opening deposit $50.00
  • Monthly Service Charge Fee $ 4.00
  • 5 checks per cycle free, $.30 per item thereafter
  • Unlimited ATM / Debit Card usage

Senior Checking

For senior citizens age 62 and up who want a hassle free account.

  • Minimum opening deposit $500.00
  • Unlimited withdrawals
  • Unlimited ATM / Debit Card usage

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge
Balance below $1,000.00

$6.00

Balance $1,000.00 & over

No monthly fee

Student Checking

Let us help start your independence with your own account; we are here for all your financial needs at no cost to you.

  • Minimum opening deposit $25.00
  • No monthly service charge fees
  • Selected type of personalized checks free
  • Unlimited ATM / Debit Card usage
  • Must be a registered full-time student

Club Vermilion Checking

Take advantage of our club account benefits.

  • Minimum opening deposit $50.00
  • Free club checks
  • Stop payments
  • Notary service
  • Official Checks
  • Accidental death insurance $15,000.00
  • Unlimited withdrawals
  • Unlimited ATM / Debit Card usage

Monthly Service Charge Schedule:

Type of Membership Service Charge
Single Membership

$9.00

Family Membership

$10.00

Advantage Checking

You deserve a break and you’ve earned it. For individuals 50 years or older this account is just for you with extras at no charge plus earn interest.

  • Individuals must be age 50 or over to open this account
  • Minimum opening deposit $500.00
  • First order of club checks free
  • Interest will be paid for balances $1000 and over
  • Interest accrues daily and will be credited to the account monthly.
  • Unlimited ATM / Debit Card usage

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge
Balance below $500.00

$8.00

Balance over $500.00

No monthly fee

Advantage Gold Checking

You deserve a break and you've earned it. For individuals 50 years or older this account is just for you plus earn interest. Take advantage of our club account benefits

  • Individuals must be age 50 or over to open this account.
  • Minimum opening deposit $500.00
  • Monthly Service charge fee $5.00
  • Free club checks
  • Stop Payments
  • Notary service
  • Official Checks
  • Accidental death insurance $10,000.00
  • Interest will be paid for all balances
  • Interest accrues daily and will be credited to the account monthly.
  • Unlimited ATM / Debit Card usage

Commercial Checking

Your business is important to us. Let us help you with your financial needs, by offering this hassle-free account, unlimited withdrawals and personal service.

  • Minimum opening deposit $100.00
  • Unlimited withdrawals

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge
Balance below $3,500.00

$10.00

Balance over $3,500.00

No monthly fee

NOW Checking Account

Our interest bearing account with unlimited check writing is great if you maintain a minimum daily balance of $1,500.00.

  • Minimum opening deposit $1,500.00
  • Unlimited withdrawals
  • Interest will be paid for balances $1,500.00 and over.
  • Interest accrues daily and will be credited to the account monthly.
  • Unlimited ATM / Debit Card usage

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge
Balance below $1,500.00

$10.00 plus $.20 per item & no interest paid

Balance over $1,500.00

No monthly fee

NOW Accounts are available for individuals, non-profit organizations, and sole proprietorships, as set forth by Federal Regulations. By regulation, Corporations and Partnerships are not permitted to open a NOW account.

MMDA Checking Account

If you want the best of both in checking and savings, then this account is for you. It allows you the convenience of check writing with the opportunity to earn interest.

  • Minimum opening deposit $1,500.00
  • Interest paid for balances over $1,500.00
  • Interest accrues daily and will be credited to the account monthly.

Monthly Service Charge Schedule:

Minimum Balance During Month Service Charge
Balance below $1,500.00

$10.00

Balance over $1,500.00

No monthly fee

Excessive withdrawals

$10.00 per item

Transaction limitations are set by Federal Regulations. You may make six (6) transfers from your account each four (4) week or similar period, if any preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawal made in person, by mail or at an ATM are unlimited.